Today’s Mortgage Rates in Clackamas

Get today’s mortgage and refinance rates plus current home buying and refinance advice for Clackamas residents.
Clackamas
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* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Start Your Homeownership Journey in Clackamas

Buying a home in Clackamas, Oregon, is an exciting step — and Sammamish Mortgage is here to guide you through it. With over 30 years of experience helping families in Clackamas and beyond, we understand the local market and are committed to making your mortgage process as smooth as possible.

Mortgage Rates in Clackamas

Staying informed about current mortgage rates is important when exploring homes in Clackamas. Rates can vary depending on factors like:

  • Your lender choice

  • Market interest trends

  • Your credit profile

  • Down payment size

  • Mortgage type and additional fees

Expert Mortgage Advisors in Clackamas

Our Mortgage Advisors, each with over 15 years of experience, provide personalized service and clear guidance to help you find the right loan for your needs.

Clackamas Housing Market Overview

Clackamas offers a range of homes, from modern townhomes to spacious family residences. Whether you’re buying your first home or upgrading, there’s something here for every lifestyle.

Customized Loan Options in Clackamas

We offer a variety of mortgage programs to fit your needs — whether you’re purchasing, refinancing, or investing. Our team is ready to help you find the perfect solution for your Clackamas homeownership goals.

Clackamas Mortgage Lenders

Looking for the most affordable mortgage rate? Working with the right mortgage company can help you save thousands. While it can be tempting to just go to your community credit union, they won’t be able to give you as many options. Likewise, avoid “mortgage brokers” and look for a full service lender. Preferably, choose a mortgage bank that has a team of highly experienced Loan Officers. You want the most effective advice on the right mortgage for you, not just the biggest loan.

Clackamas_home
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Dave Walz
Sr. Loan Officer | Sammamish Mortgage

Clackamas Home Loan Programs

Clackamas borrowers have plenty of real estate loan options. Check out these different types of popular loan programs and compare details:

30-year fixed rate loans

30-year fixed rate conventional loans make it easy for Oregon home buyers to afford a home, with low monthly mortgage loan payments in trade for more interest paid over the loan term.

VA loans

Active service members, surviving military spouses, and veterans can all apply to get a VA loan. These are very attractive since you may not need a down payment.

FHA loans

A first-time home buyer can benefit from a FHA loan, especially if you need some flexibility to make up for low income, a low down payment, or a below average credit score.

Jumbo loans

Borrowers living in a pricey zip code can benefit from a jumbo loan that can get around conventional loan limits and help you purchase a home in the nice location.

License: NMLS: ML-5046
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About
Dave Walz

The most rewarding aspect of being a Mortgage Advisor for Dave is the opportunity to meet and serve people and make it possible for them to achieve their home ownership goals. Dave understands that the purchase or refinance of a home can be intimidating and complicated. It brings Dave joy to interact with his clients with compassion, open communication, and transparency to make the process of obtaining a mortgage more enjoyable, and even fun.

$550k

Median sold price

32

Median days advertised

55

Properties sold

15

Properties for sale

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Whether you’re buying a home or ready to refinance, our professionals can help.

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