Kickstart Your Homeownership Dreams in Lake Oswego
Owning a home in Lake Oswego, Oregon, is an exciting journey, and we’re here to guide you every step of the way. At Sammamish Mortgage, we have been helping the Lake Oswego community achieve their homeownership goals for over 30 years. From the scenic beauty of Oswego Lake to the charming downtown, we understand what makes Lake Oswego special — and we’re committed to supporting you throughout the mortgage process.
Current Mortgage Rates in Lake Oswego
Staying informed about current mortgage rates is essential when navigating Lake Oswego’s competitive real estate market. These rates can fluctuate based on several factors, including:
Your choice of mortgage lender
Prevailing market interest rates
Your down payment amount
Your credit score
The type of mortgage product selected
Additional fees and closing costs
Experienced Mortgage Advisors in Lake Oswego
Securing a competitive mortgage rate starts with partnering with a lender that values transparency and personalized service. Our Mortgage Advisors, each with an average of over 15 years of experience, are here to offer expert guidance tailored to your financial situation.
Lake Oswego’s Housing Landscape
Lake Oswego features a wide variety of housing options, from luxurious waterfront properties to family-friendly suburban neighborhoods. Whether you’re buying your first home, moving up, or investing, Lake Oswego offers diverse opportunities to fit your lifestyle.
Diverse Loan Programs in Lake Oswego
Lake Oswego’s dynamic community calls for a broad range of mortgage options. Whether you’re a first-time buyer, looking to refinance, or exploring investment properties, we offer customized mortgage solutions designed to meet your specific needs.
Lake Oswego Mortgage Lenders
Looking for the most affordable mortgage rate? Working with the right mortgage company can help you save thousands. While it can be tempting to just go to your community credit union, they won’t be able to give you as many options. Likewise, avoid “mortgage brokers” and look for a full service lender. Preferably, choose a mortgage bank that has a team of highly experienced Loan Officers. You want the most effective advice on the right mortgage for you, not just the biggest loan.
30-year fixed rate conventional loans make it easy for Oregon home buyers to afford a home, with low monthly mortgage loan payments in trade for more interest paid over the loan term.
Active service members, surviving military spouses, and veterans can all apply to get a VA loan. These are very attractive since you may not need a down payment.
A first-time home buyer can benefit from a FHA loan, especially if you need some flexibility to make up for low income, a low down payment, or a below average credit score.
Borrowers living in a pricey zip code can benefit from a jumbo loan that can get around conventional loan limits and help you purchase a home in the nice location.
The most rewarding aspect of being a Mortgage Advisor for Dave is the opportunity to meet and serve people and make it possible for them to achieve their home ownership goals. Dave understands that the purchase or refinance of a home can be intimidating and complicated. It brings Dave joy to interact with his clients with compassion, open communication, and transparency to make the process of obtaining a mortgage more enjoyable, and even fun.
No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.
